Solar FinancingSolar Panel Payment Plans
Solar Panel Payment Plans
for Irish Homes
See exactly what your monthly repayments would be. Compare upfront vs finance, factor in the €1,800 SEAI grant, and find out if solar pays for itself from day one.
From 0% Deposit
Many green loans
5.5–7.9% APR
Green loan rates
Cash-Flow Positive
Savings > repayments
€1,800 Grant (ROI)
We handle the paperwork
SEAI Registered
Fully certified installer
Transparent Pricing
No hidden fees
€1,800 Grant (ROI)
Applied for on your behalf
Green Loan Friendly
Work with all major lenders
Payment Calculator
Calculate Your Monthly Repayments
Pick your system size, choose your deposit and loan term, and see exactly what you'd pay each month - with the SEAI grant already deducted.
1. Choose Your System
The size of system that fits your home determines the total cost.
SEAI Grant Automatically Applied
€8,900 − €1,800 grant = €7,100 after grant
-€1,800
Grant savings
2. Deposit Amount
Choose how much to pay upfront. Many green loans require no deposit - the grant acts as your deposit.
3. Loan Term & Rate
Longer terms mean lower monthly payments but more interest overall.
Your Options
Three Ways to Pay for Solar
Every option has merits - the right one depends on your savings, mortgage situation, and whether you want to be cash-flow positive from day one.
Most Popular
Green Loan (Recommended)
- 5.5–7.9% APR from Irish banks & credit unions
- Repayment terms from 3 to 10 years
- Typically no deposit required
- SEAI grant reduces the loan amount automatically
- Monthly savings often exceed repayments from day one
- Available from AIB, Bank of Ireland, PTSB, credit unions
Best ROI
Pay Upfront
- Fastest payback: 5–7 years after SEAI grant
- Highest 25-year return on investment
- No interest costs - every cent goes to savings
- Best option if you have savings earning less than 7%
- €6,400 to €12,800 typical out-of-pocket cost after the grant
- Instant equity increase in your property
Lowest Rate
Mortgage Top-Up
- Add solar cost to your existing mortgage
- Typically the lowest interest rate available
- Spread over remaining mortgage term (15–25 years)
- Monthly impact is minimal on a large mortgage
- SEAI grant reduces the amount you need to add
- Speak to your lender about green mortgage top-ups
How It Works
From Quote to Saving in Days
The financing process is simpler than you might think. Here's the step-by-step journey from initial inquiry to lower electricity bills.
01
Get Your Free Quote
Book a free, no-obligation site survey. We assess your roof, recommend the optimal system size, and provide a detailed itemised quote. Prices are shown both before and after the SEAI grant, and we prepare and submit the grant application for you.
02
Apply for Green Finance
If you choose to finance, we can recommend lenders currently offering competitive green loan rates. Most Irish banks and credit unions have dedicated solar/energy efficiency loans with rates from 5.5% APR. The application is straightforward and typically takes 3–5 business days.
03
Installation in One Day
Once finance is approved (or you pay upfront), we install your system in a single day. Our RECI-registered team handles scaffolding, panel mounting, wiring, and commissioning. We also submit the ESB grid connection notification on your behalf.
04
Start Saving Immediately
Your system starts generating electricity the same day. With a green loan, your monthly savings on electricity often exceed your loan repayment from the very first month - meaning solar costs you nothing extra and actually puts money in your pocket from day one.
Financing FAQ
Financing Questions Answered
Common questions about paying for solar panels in Ireland. Can't find your answer? Ask us directly.
Still have questions? Ask us on WhatsApp →
Ready to See Your Payment Options?
Get a free, itemised quote with financing breakdown. We'll show you exactly what you'd pay upfront, monthly, and over 25 years. Every figure itemised, nothing added later.
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